Pricing and Fees


We charge a very small percentage-based fee - 0.35 - as money is deposited into your account. For most folks, this usually comes out to about $8 a month. We also know that when business is good, business is good. We don't want to rake you over the coals just because you're having a killer year, that's why we'll cap your annual bill at $125 if your earnings start flying off the chart.



Similar to other bank accounts, there are fees associated with using Painless1099 accounts. Although they exist, it’s unlikely for an account holder to ever encounter any of these fees. There are a select few occasional scenarios where an account holder will encounter a fee. You can learn more about these fees, check out the Fee Schedule article.


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